By Gloria Ssuuna Namutebi
HABARI DAILY I Kampala, Uganda I For over six decades, dfcu Bank has led Uganda’s leasing and asset financing landscape, unlocking value for entrepreneurs, SMEs, and corporate clients.
In today’s economy, owning a productive asset, be it a vehicle, a motorcycle, or a piece of machinery, is hard. When one is lucky to access such an asset, it becomes a catalyst for financial independence, business growth, and generational wealth.
At dfcu Bank, our Vehicle and Asset Financing (VAF) offering is more than a product, but a strategy for national progress.
Our legacy is rooted in creating access to tools that move goods, support livelihoods, and transform businesses.
Asset Finance
Traditionally, asset finance was seen as the preserve of large companies or high-income earners. We as a bank challenges this narrative. Our VAF proposition is built for everyone, from salaried professionals and SMEs to informal sector players like boda-boda riders, market vendors, and traders.
The reason for this is that we assess not just traditional payslips, but alternative income streams, recognizing that economic activity in Uganda is diverse, informal, and dynamic.
By opening the door to those historically excluded from mainstream financing, we offer loans that unlock opportunity.
Whether it’s a boda rider financing a new motorcycle, a farmer acquiring a second-hand pickup to transport produce, or a logistics SME expanding its fleet, we are enabling Ugandans to invest in tools that create income, build equity, and drive prosperity.
Uganda’s Cash Flows
dfcu Bank offers a full suite of financing options designed to meet our clients in asset finance or loan. This include direct financing for vehicles and equipment, ideal for individuals and micro-businesses.
We also offer finance lease, which is perfect for businesses looking to use income-generating assets without large upfront costs.
Additionally, we offer insurance premium financing (IPF). This enables clients to spread insurance payments over time, ensuring uninterrupted protection.
We also offer flexible repayment terms to align with our clients’ earning cycles. Whether you’re a teacher with a side hustle, a mechanic with weekend gigs, or an agribusiness that earns post-harvest, we have a plan that fits you.
Empowering transaction
Accessing dfcu’s VAF solution is quite simple, because our support goes beyond the transaction. We help clients source reliable vehicles, structure sustainable repayments, and even finance their insurance, thus creating a full ecosystem of asset empowerment.
Every time a dfcu-financed truck moves goods across districts, or a first-time car owner beats the odds and builds a new life, we get a reason to work even harder.
Ultimately, vehicle and asset financing is dfcu Bank’s strategic response to the needs of a growing, ambitious Uganda. It’s how we turn dreams into drive, side hustles into enterprises, and movement into momentum.
